Having two primary account types — ISA and Invest — helps Trading 212 cater to the needs of various UK investors. The ISA account offers significant tax benefits to those who prefer the tax-efficient environment, and the Invest account provides a more flexible investing experience with a wider range of investment options.

Trading 212 isa vs invest is a fully regulated and licensed company in the United Kingdom, which means they’re reviewed by the Financial Conduct Authority (FCA) to make sure they’ll look after your money. They’re also part of the Financial Services Compensation Scheme, which protects your funds up to £85,000.

The platform has some great features that make it stand out from other online investing sites. For example, you can set a price level (or a stop loss) for when to buy or sell shares, and the app will let you know if prices are above or below this threshold. This can be particularly helpful when the market is volatile.

Trading 212 ISA vs Invest: Which is Better

Another cool feature is that you can earn interest on your uninvested cash. You’ll need to opt in for this by clicking on the ‘hamburger’ menu icon, selecting ‘earn interest on cash’ and agreeing to have your uninvested cash added to Qualifying Money Market Funds (QMMFs).

The fees at Trading 212 are pretty reasonable too. For example, there’s no charge to buy and sell shares, but there is a small currency conversion fee if you are buying or selling stocks listed overseas.